Author: rockmaster99

Lottery is a form of gambling involving the random drawing of numbers. It is regulated by the state or provincial government. There are many different types of lotteries. Some governments outlaw them while others endorse them. Some even organize a state or national lottery. Regardless of the rules and regulations, lottery games are popular among high-income people and have been around for a long time.

Lottery is a type of gambling

Lottery is a form of gambling where participants purchase tickets and have the chance to win prizes. While lottery prizes are typically cash, they can be anything from sports team drafts to medical treatment. Lottery winnings are legal in many countries, but in some jurisdictions they are not. Regardless of where you live, it is important to know the rules of playing lotto and how to be safe when playing.

It is regulated by state or provincial governments

The lottery is a revenue source for state or provincial governments, which have the ability to raise or lower the amount of tax revenue. The government also has the power to introduce new games or products, and change the percentage of ticket sales that go to the state’s coffers. It can also increase or decrease the ticket price. The state can even introduce video lottery terminals.

It is purely based on chance

The odds of winning the lottery are very low, and you cannot control luck. Chance is defined as the randomness of an event, or an event with an unknown outcome. Hence, no amount of prediction, modeling, or guesswork can help you predict the result of a lottery. In fact, the odds of winning a lottery are the same for everyone who enters the game. Although winning the lottery is not based on luck, many people attribute winning to luck.

It is a popular game for office pools

An office pool can be a great way to increase team spirit and create excitement in the office. However, not every person in the office will want to participate. Some people have religious or moral beliefs against gambling, and others don’t have the financial resources to participate in an office pool. Fortunately, there are a number of ways to ensure everyone’s enjoyment of office pools.

Strategies to increase your chances of winning

Several strategies exist for increasing your chances of winning the lottery. Some of these strategies involve buying more tickets and others do not. While some might be effective, others may be a waste of money. For example, a recent study in Australia showed that buying more tickets did not increase your odds of winning. If you do plan to buy more tickets, you should combine them with other winning strategies.

SBOBET is an online bookmaker that has operations in Asia, Europe and the Isle of Man. It operates as an international sports bookmaker. It offers various betting options such as casino games and sports betting. To make wagering easier, SBOBET offers a mobile website for their players. This allows customers to play from anywhere and at anytime.

Online bookmaker

SBOBET.com is an online sports bookmaker licensed in the Philippines and the Isle of Man. The company operates worldwide and serves as a global marketplace for sports betting.

Online casino

To start playing at SBOBET, you first need to create an account. It is free to join and you will be notified by email with instructions on how to confirm your identity. You can also contact the customer service team for any information on the documents required for verification. Once you have successfully verified your identity, you can deposit cash to start playing. You can choose from various deposit methods to fund your account.

Sportsbook

The Sportsbook at Sbobet has a variety of ways to win money. It is a safe, secure site, accessible 24/7. Moreover, its customer support is responsive and available via email, live chat, and contact form. A user can also check the odds on their mobile device, make changes to their personal details, and withdraw their winnings.

Mobile website

Whether you’re on the go or in the comfort of your own home, you can always find the games you’re looking for on the Sbobet mobile website. The platform supports many languages, accepts credit cards, PayPal, and WeChat, and is secure and easy to navigate. Sbobet also offers live chat customer support in multiple languages.

Match fixing allegations

SBOBET has been accused of match-fixing in football matches. While SBOBET has denied the allegations, some of its employees have been implicated in betting on fixed games. The Football Association has been asking for proof of the match-fixing allegations but SBOBET has declined to provide this information because of concerns over customer privacy.

When you’re learning how to play poker, there are a few basic rules you should keep in mind. First, you should never make fun of anyone’s mistakes. Don’t answer questions that are not relevant. Instead, let the dealer count the chips for you and your opponents. Also, don’t make fun of other players when they make mistakes, especially if they are making a lot of them.

Seven-card stud

Seven-card stud is one of the oldest poker games. It is a simple game to learn, but it can be difficult to master. Some believe the name of this game is derived from a French game known as Poque, while others suggest it is a derivative of a Persian game called Nas, which uses a five-suited deck of cards.

Players need to be alert to other players’ cards in Seven Card Stud to be able to make the best play. For example, knowing where the Aces and the nines are in the deck is vital if you have a straight draw. In addition, knowing which cards are folded is crucial because they will affect the type of hand you are able to make.

Seven-card stud poker is played with five betting rounds. Each round will feature a different type of betting option. The first two rounds feature smaller bets. The third, fourth, and fifth betting rounds are where the bigger bets are placed.

Five-card stud

Five-card stud poker is a simple yet powerful variation of poker. In this version of the game, players are only allowed five cards, and their goal is to figure out which of their opponents’ five cards is better than theirs. This type of poker is a good choice for beginners, as it is easy to learn and is also fun to play.

While it is easy to make mistakes in this game, it is crucial to keep your wits about you. One of the first things you should keep in mind is to read your opponents’ actions. For instance, if you’re holding a pair of jacks and another player raises, it is likely that the remaining players will fold. Similarly, if you’re holding a low pair, be sure to watch your opponents’ high cards and fold if they have a higher pair. Another good tip in Five Card Stud poker is to use bluffing. Bluffing is a great way to make yourself appear less predictable.

During a game of five-card stud poker, there are a number of hands that will determine who wins. These hands will determine who gets to take action first in the betting rounds, and who wins the pot. The strongest hand in five-card stud is the royal flush. This hand consists of an Ace, a King, a Queen, a Jack, and a Ten of the same suit.

No-limit Texas Hold’em

Texas Hold’em is one of the most popular poker variations today. The game involves five cards – two hole cards and five community cards – with the player with the best poker hand winning the hand. Both no-limit and limit hold’em have similar basic rules, with the difference being that in no-limit hold’em, you can raise only up to the same amount as your opponents.

In a typical game of No-limit Texas Hold’em, each player is dealt two hole cards and five community cards. Each player can use the hole cards to form the strongest possible hand. The game is played over four rounds of betting, and each player has two chances to make the best hand.

While No-limit Texas Hold’em is commonly played in tournaments, it is also becoming more popular in cash games. Due to this popularity, online poker rooms are better positioned than casinos to host no-limit games. In casinos, players tend to go broke more often and need to be replaced, which puts a strain on the rake. Moreover, online poker rooms have a better chance of finding new players than in casinos.

Gambling is an activity in which you bet something of value with the hope of winning something of equal or greater value. It generally discounts the use of strategy, and requires three elements: consideration, risk, and prize. These three factors may vary among different types of gambling. If you are planning to gamble, make sure to understand the risks involved and decide which type of gambling is right for you.

Life insurance is a form of gambling

The stock market and life insurance are both forms of gambling, and they both involve speculative and purely monetary risk. In both cases, a person needs skill and knowledge to be successful. Yet, life insurance is a form of gambling because the premiums are paid to the insurance company on the assumption that the insured will die within a specified period. If the insured dies within that period, the winning premium is paid to his or her beneficiaries. Otherwise, the insurance company will keep the money.

Craps is a form of gambling

Craps is a game that features many betting options. In addition to odds bets, there are also several systems and progressions. In addition, the game has both formal and informal rules.

Card games

Many people enjoy playing card games for the pure pleasure of the game, but many also play them as a way to make money. These games often involve small stakes, and playing for money is relatively harmless. However, there are some strategies that can help maximize the chance of winning and minimize the losses.

Sports betting

Although there is a chance of making a profit from sports betting, there are also risks associated with the practice. Even though there are a number of guaranteed profit strategies, such as arbitrage betting or matched betting, it is important to note that these practices can get you in trouble with bookmakers.

Craps

Craps is a dice game in which players bet on the outcomes of a roll. They can play against other players or the bank. This dice game requires little equipment and is easily played in a relaxed environment.

Poker is a form of gambling

The question of whether poker is a form of gambling has several answers. For one, it’s not just about luck. It’s also about making the best gambit. Unlike other games where you blindly trust the community cards, poker requires skill to win.

Legal forms of gambling

Gambling is legal in 48 of the 50 states in the United States, but the laws differ from state to state. Some states allow online gambling while others prohibit it. In most states, gambling is only allowed for adults who are at least 18 years old. However, some states do allow bingo and other forms of gambling that benefit nonprofit organizations.

Problems associated with gambling

Problem gambling can be devastating to an individual’s finances and mental health. It drains the person’s energy and makes him or her feel hopeless. It can also lead to anxiety or depression. One study showed that problem gamblers had twice the risk of depression than non-gamblers. Additionally, 46 percent of problem gamblers experienced anxiety. These problems can be debilitating, so it is crucial to find help right away.

The casino business in Nevada began to grow rapidly in the 1950s. While legitimate businessmen resisted a move into gambling, organized crime figures had plenty of cash to spare from their illegal rackets and were unconcerned by the industry’s seamy image. The mafia began to pour money into casinos in Reno and Las Vegas and became personally involved in some operations. Some mafia figures even threatened casino personnel.

Rules of conduct

Before you step into a casino, you should familiarize yourself with the casino rules of conduct. These guidelines are meant to help you avoid any misunderstandings, and they are also intended to protect you and other patrons. In addition, they will keep everyone in the casino safe and fair. While the rules may vary from casino to casino, there are some general guidelines you should follow. For example, you should not use your cell phone while playing. You should also refrain from emailing or texting other players while you are at the casino. Ultimately, it is important that you know the rules of the casino before you enter, and then follow them to the letter.

As with any venue, casino rules may vary from location to location. However, you should always follow basic etiquette guidelines. Depending on the casino, you should avoid using your cell phone while playing. You should also refrain from emailing or chatting with other players. Following these simple guidelines will ensure that you can have a safe gaming experience.

Games allowed

The House of Representatives is taking a hard look at the issue of whether or not casino games are allowed online. The bill has been referred to the committee on public policy. The chairman of the committee, Rep. Ben Smaltz, is pushing to allow online casinos. The state already offers mobile sports betting. The bill would expand gambling options by including casino games.

Superstitions

There are many superstitions associated with casino games. Some people believe that crossing their fingers before a slot game will bring them good luck. Others believe that warming up and cooling down a coin will improve their luck. Players in craps and roulette games may also have superstitions, such as speaking to the dice or touching the stem.

In the Chinese culture, having sex before gambling is considered bad luck. Chinese male gamblers will not have sex before a game. Women, on the other hand, are believed to have good luck if they gamble during their menstrual period. However, this tradition is slowly losing its appeal.

Loss limits

Loss limits at casinos are an important safety measure in the world of gambling. They limit the amount of money a player can lose in a day, week, or even a month. This limits the amount a player can wager and helps to keep the activity fun, even if it is a risky one. These limits also help people to understand the value of their money and help them avoid getting addicted to gambling.

Loss limits at casinos are set in the account settings, and allow players to limit how much they can spend each day or week. This limit can be daily, weekly, or monthly, and can range from EUR/PS5 to EUR/PS1,000 per month. Some casinos also allow players to set limits on the number of times they can play a game.

Age limit

The age limit for gambling at casinos varies from state to state. In some states, the minimum age is 18 and in others it is 21. The age limit for playing blackjack or poker depends on the casino and the type of game. Some casinos are age restricted and do not allow minors to enter. However, there are casinos that do not have an age limit. In addition to age limits, most casinos have rules on when they allow children to play.

There are many types of casinos and gambling activities. The age limit varies depending on the state, type of gambling, and the age of the player. Some states only allow those over 21 to gamble, while others allow people under 18 to participate in charity bingo. In most cases, a casino or gambling website will require ID before allowing anyone to play. This verification process only takes a few minutes.

When playing poker, one of the best strategies is to play a tight range of strong hands and be aggressive. This type of play hides the strength of your actual hand, making it hard for other players to beat you. A tight and aggressive play is the most effective way to win a poker game. Another tip to use when playing poker is to raise if you think you have a good hand, as this gives players behind you very good pot odds. When there are many players, this can reduce your chances of winning the pot.

Highest possible hand in poker

The highest possible hand in poker is a royal flush, but this hand is extremely rare. Other possible hands include four of a kind, a full house, or two aces. The odds of making a royal flush are one in 37.7, although beating the royal flush can earn you a higher kicker. Blind bets are small wagers made before the initial cards are revealed. These bets are paid only if the player has a better hand than the dealer. Those who are in the blind position are the last to act.

While the highest possible hand is a critical factor in winning in poker, the other factors in determining the winning hand are also important. In addition to the highest possible hand, you also need to consider the odds of losing the hand. Whether or not you win the hand depends on how good your five cards are, and how many outs you have.

Betting intervals in poker

Betting intervals in poker are periodic periods of time between rounds of dealing cards. In a typical game, the first player to act places a minimum bet, and then all players to his or her left must match or exceed the previous player’s bet. When all players have made their bets, the active player becomes the winner of the hand. The players must then check their cards, fold them, or check and raise again.

The highest hand in poker is the Royal Flush, followed by a straight flush. The lowest hand is a pair. Knowing the ranking of each hand can help you make the right decisions when betting.

Tie hands in poker

In poker, tie hands occur when two players have the same five-card combination, but have different values of the next two cards. Common examples include pairs of twos and sevens. In these instances, the player with the higher pair wins. Tie hands can occur in any game of poker, but some poker boards are more prone to them than others. If you’re playing on such a board, it’s essential to understand how ties occur and what betting implications they have.

First to act: In poker, this position sits to the left of the big blind and the button and is used to bet in subsequent betting rounds. It’s important to remember that you can tie hands using leverage or a limit.

Using high card to break ties in poker

When two players have the same five-card hand, the high card is used to break ties. The high card determines the winner of a straight, flush, or two-pair. The high card is also used to break ties when a three-way tie is possible.

If two players have the same two-pair hand, the next highest card is used to break ties. In this case, the player with the higher pair is the winner. In addition, the player with the higher kicker is the winner. Similarly, if both players have three-of-a-kind hands, the highest three-of-a-kind hand wins.

Positions in poker

There are several different poker positions. One of the best positions in a game is the middle position, which can be anywhere from UTG+2 to UTG+4. In a 9 or ten-player game, this position consists of three or four players in the middle of the table. This is a good position to play, but it does have some disadvantages.

One of the main advantages of this position is that it gives you a small advantage pre-flop. In these situations, you can decide to be the last to act before the flop, but after the flop, you will always be out of position. You will then be forced to make decisions with little information.

If you’re looking for a reputable Asian bookmaker, sbobet is a good choice. It offers an impressive bonus program and live streaming, along with an excellent customer service department. If you’re new to the Asian betting scene, SBOBET can help you get started.

sbobet is a reputable Asian bookmaker

SBOBET is an established and reputable Asian bookmaker with European and Philippine licenses. The company has expanded rapidly since its establishment in 2004 and is now one of the world’s largest online bookmakers. The site has over 2000 employees and offers a wide range of services. Its website is available in various languages and supports a variety of currencies.

The company is licensed to operate in Asia by the Philippine government, which operates its subsidiary, the Philippine Amusement and Gaming Corporation. The company is headquartered in Douglas, Isle of Man, and its executive director is Bill Mummery. Sbobet has won several awards, including Asian Operator of the Year twice. It is also ranked 11th in eGaming Review’s 2011 Power 50 list.

it offers a good bonus program

Sbobet is a reputable online casino and offers a good bonus program for all its players. It is regulated by the Isle of Man gambling regulators and offers more than 35 different sports to bet on. In addition, it offers good customer service around the clock.

The online casino is available in a number of languages and accepts several currencies. There are also numerous banking options, including bank transfers. You can deposit and withdraw using VISA or MasterCard, or you can use Skrill. Sbobet also offers live chat support for their customers. You can also contact them by phone, email, or via WhatsApp.

it offers live streaming

A live streaming feature of Sbobet is one of the most attractive features that the site offers its members. If you are a fan of sports, you can watch your favorite games on your mobile phone while at the same time staying connected to the action. You can also place bets and view the results of the game live without having to worry about your connection or downloading an app. In addition to live streaming, Sbobet also offers many other benefits. The site accepts a variety of payment methods, including PayPal accounts and wire transfers. Moreover, the service is available in multiple languages and currencies. In addition, Sbobet has won numerous awards for its services.

Other highlights of Sbobet include its user-friendly interface, no minimum deposit, and live chat support. The website also offers mobile versions in several languages. Moreover, the customer support team of the site is multilingual and provides support in several languages. There is also a live game tracker that allows you to follow the game in real time. This feature helps you make informed decisions and bet accordingly.

it has a good customer service department

The Sbobet customer service department offers a variety of services to their customers. They are available round-the-clock, and you can reach them via phone, email, or live chat. You can also sign up for a free account to practice your gambling skills before wagering real money.

The Sbobet mobile platform is one of the best ways to play online casino games on the go. It features a number of games and promotions, including live tournaments. The mobile software is easy to use and features several experts on hand to answer any questions you might have. This allows you to understand rules and have fun gambling.

One of the great benefits of playing real-money slots is that you can play at any time. These slots offer higher payout percentages than traditional slots and a wider variety of symbols than traditional slots. You can also win progressive jackpots, which increase with every win. You can also watch other players play to get an idea of how fair the games are.

Real-money slots are available whenever you need to play

Real-money slots are also available online, which makes them a convenient option whenever you feel like spinning the reels. The paytables on these slots show you which symbols are the highest paying, as well as the lowest paying. In addition, you can see how many of each symbol must be lined up in order to make a win. They also indicate which symbols can be substituted by wilds and how many free spins you can get during the bonus rounds.

There are many types of real-money slots, each with their own bonus features, graphics, and gameplay. You can find the best ones by evaluating the bonuses offered and evaluating the return-to-player percentages. If you prefer to play games for free, you can also find sweepstakes-style casino sites that offer free play, spins, and matched welcome bonuses. It’s important to read the fine print before depositing any money, however.

They have a high return to player percentage

The Return-to-Player percentage (RTP) is the term casino operators use to explain the average payout for slot machines. This figure reflects the amount of money a player will win over the long term, as opposed to the short-term payouts, which could be anything from a few cents to several hundred dollars.

The Return-To-Player (RTP) percentage of a slot game is calculated by using a mathematical formula. The RTP of a slot machine is expressed as a percentage, and the higher the number, the more the player will win. This is beneficial for both the player and the casino. However, when playing slots, it is important to know the RTP and make calculated risks.

They have more symbols than traditional slots

The main difference between online slots and traditional slots is the number of symbols. Standard symbols make up the foundation of all slots, but other symbols have special functions and form patterns on the paylines. The number of symbols varies based on the game’s theme. Traditional slot machines, for example, have three rows and columns of symbols. However, online slots are often designed with up to five paylines. The paylines in traditional slots are horizontal, which runs across the top and middle of the screen, while the paylines on online slots are diagonal.

While video slots feature standard symbols, the best online slots also have special bonus symbols. These symbols typically kick in after a player triggers a bonus feature. For instance, in Immortal Romance’s Chamber of Spins bonus round, players will see the Wild Vine symbol, which turns adjacent symbols into wilds. Other slots, such as Link&Win, offer additional free spins for triggering bonus symbols.

They have progressive jackpots

A progressive slot jackpot is a large sum of money that grows every time a player plays a certain game. These jackpots are more common on video slots, and they are usually linked to bonus rounds. The only difference between these and regular jackpots is the size of the jackpot. If a player wins the jackpot, he will receive a portion of the money.

Progressive jackpots are found in most land-based casinos, as well as many legal online casinos. Players can win millions of dollars for playing progressive slots, as a percentage of every bet is added to the jackpot pot. The jackpots may reach six figures at a time, depending on how much is being wagered.

When you go to the casino, you can enjoy table games and slot machines. These games include blackjack and craps. The casino is a place where you can try your luck and win a big jackpot. But before you go there, you need to know the rules of these games. You can read this article to learn more.

Slot machines

Many casinos in the USA offer slot machines to their customers. However, slot machines can have some problems. For example, they can be prone to mechanical problems, and players can end up spending long hours waiting for a payout. This can decrease the amount of money a client can win. To avoid these problems, casinos in the US are increasingly moving toward token-based games, which offer faster payouts.

Table games

If you’re looking for a way to have fun at a casino, consider playing one of the casino table games. These games are popular in most casinos and are available in many variations. They may be called poker, blackjack, roulette, and baccarat.

Craps

Craps is a game in which players roll a set of six-sided dice to determine the outcome of a roll. The dice are marked uniformly and correctly to prevent fraud. Players can roll one to five dice at a time, and the game is divided into two phases.

Blackjack

There are a variety of ways to play Blackjack in casinos. This classic game is played by shuffleing the cards until you have a hand total of at least 17 or 12. Besides the basic strategy, there are a number of other ways to improve your skills and increase your winnings.

Baccarat

Baccarat is a card game that has a low house edge. This makes it a good game to play on the Internet. You can play baccarat online for free or play for real money at a real casino.

Craps variations

There are several Casino Craps variations. The first is known as “traditional” Craps, but some land-based casinos are now offering new versions of the game. These variations have been created by gambling experts to appeal to a wider range of players. Some of these variants include Bank Craps, Low Limit Craps, and Rich Craps. A number of these games are also offered on online casinos.

Craps house edge

As with all casino games, casino craps has a house edge. This advantage is built into the game to make money for the casino, and you’ll always lose money to it. However, there are several ways to make sure you’re limiting your casino’s edge.

Poker house edge

When you are playing casino poker, the house edge is the advantage the casino has over you. You can reduce the house edge by using the right strategies and betting systems. Moreover, you must be aware of the taxes that apply on your winnings.

Blackjack house edge

The house edge of Blackjack is an important factor to consider when playing. If the house edge is low, players have better chances of winning. Conversely, if the house edge is high, players tend to lose more money faster and over shorter periods of time. Blackjack’s low house edge is one of the reasons that casinos love this game.

The lottery is a form of gambling in which numbers are drawn at random. Some governments outlaw the practice, while others endorse it and organize state and national lotteries. Some governments also regulate the lottery to ensure that it’s fair. If you want to win big, you need to know what to expect before playing the lottery.

Origins

The origins of lottery games date back to the Renaissance era. People in the Middle Ages used lottery games to assign property rights and fill unpopular positions. In ancient China, the keno slips used to play the lottery were recorded. The Han Dynasty used these drawings to fund wars. The Roman Empire also used the lottery to generate funds.

Lotteries have their roots in ancient times, dating back to the Old Testament. In the Bible, God instructed Moses to count the people of Israel, and divide land among them by lot. During the Roman Empire, lottery games were used by emperors to distribute property and slaves. These games eventually became popular as a form of entertainment. In Latin, the word “lottery” comes from the Greek apophoreta, meaning “to carry home.”

Odds of winning

Odds of winning the lottery are the chances of winning a prize. They are calculated according to the number of draws and are known as a lottery’s “odds”. One in a million lottery winnings are the ones that occur twice in any draw. The odds of winning other prizes depend on the probability of matching a specific set of numbers.

Depending on which lottery you play, there are multiple factors that determine your odds of winning. For instance, if you purchase a ticket for a five-dollar ticket, your odds are one in five hundred to win. However, the odds of winning the jackpot of the Mega Millions are one in eighty-eight quadrillion.

Payouts

Lottery payouts are the amount of money a lottery player receives when they win a prize. A typical lotto payout returns 50 to 70 percent of the stakes to the player. The rest is kept for charitable donations, administrative costs, and tax revenues. So, in essence, lottery payouts are returns on your investment.

Depending on your choice, you can receive your prize in a lump sum or in an annuity. The first annual payment can be withdrawn immediately, while the second one is paid out over a series of years. If you receive your lottery payouts in an annuity, you will be able to use them immediately, or invest them in other, non-lottery investments. Alternatively, you can gift the money to your family.

Scams

Lottery scams are advance fee frauds. They start with an unexpected lottery notification. The recipient of the lottery notification is often unaware that he or she is entering a lottery. Eventually, the lottery scammer will contact the lottery winner with a request for advance fees. Once a lottery winner pays the money, the scammer will disappear with the lottery prize.

Lottery scams are widespread and are usually targeted at older adults. Scammers may pose as a lottery service or advertise on a website. They may threaten victims with harm or report them to the authorities if they don’t pay. Many lottery scams target older adults, who often have money stashed away in retirement accounts.

Alternative revenue sources

Alternative revenue sources for the lottery are becoming increasingly popular, thanks to a variety of reasons. The Pennsylvania Lottery, for example, generated $1.1 billion in net revenues during FY 2012-13, and its programs provided services to elderly Pennsylvania residents and tax relief. However, demographic projections suggest that demand for lottery programs will outpace economic growth over the next decade, and policymakers need to determine whether current lottery revenues will be sufficient to meet future demands. If not, they may need to cut services or seek new funding sources.

Alternative revenue sources for the lottery were first introduced in the United States in 1964. The conservative state of New Hampshire, for example, legalized sweepstakes and generated 60% of its tax revenue from the lottery and “sin taxes” in 1967. Since then, gambling has become an increasingly popular alternative source of state and local tax revenue. These sources of revenue can be beneficial for struggling states and countries and are a great incentive for businesses to pay taxes.